Make sure clients know the difference

If you pass away, the policy can pay off or help cover the mortgage—so your loved ones don’t face foreclosure or have to move during an already devastating time.

Many plans offer living benefits, meaning if you're diagnosed with a critical, chronic, or terminal illness, you can access the death benefit while you're still alive to help with mortgage payments.

Simplified underwriting means quick approval, often without the need for lab work or doctor visits.

Your monthly rate stays the same for the length of the term—no surprise increases as you age.

You can customize coverage to pay off the full mortgage, part of it, or just cover payments for a few critical years—you choose what fits.

If you're the primary earner, mortgage protection ensures your family won’t lose the roof over their head due to lost income.

It’s not just life insurance—it’s home security for your family’s future.