CICA Voice Signature Script

You must open the document pdf below and record the ENTIRE call and read this line for line when doing their app then upload the recording into ( copy and paste the hyperlink below in web browser)

ttps://ln5.sync.com/dl/05189d6b0/du4ypm9r-wdy6uip7-ywzaebgq-4qgsq8x3

This as their signature. They CAN and DO track IP addresses so do not attempt to sign as if you are face to face if you are not this will RED FLAG you.

Becca Berry Vice President of Agency Development becca@allegiantwealthgroup.com P: 470-635-0837

Cica Life Voice Signature Script (pdf)Download

CICA

New CICA training on their app process

Look into their application process whether it is in person or tele sales, how you get paid

CICA training on their app process

Look into their application process whether it is in person or tele sales, how you get paid

CICA Agent Portal Training

Know your way around their portal

CICA ZERO to 80 Final Expense and Guaranteed Issue

This new product is not hot, it's SIZZLING off the Press! You can now write a guaranteed issue whole life policy for ages ZERO to 85.

Fun Facts about CICA

Organ Transplants

California & adding states

Organ Transplants

Their look back for organ transplants is only 5 years.

Chargebacks

California & adding states

Organ Transplants

They don't deduct chargebacks from your next app they will instead take it from your months 7 and beyond from your other apps with them.

They do give them 60 days before they lapse and the agent can jump on their portal and make a payment for them to avoid lapses

California & adding states

So no go for this state at this time. Have to love California implementing their own insurance rules.

It also takes a few days to get additional states added unless you reach out to them and ask them to expedite them so make sure your states are loaded so you don't run into a surprise when you go to write an app :)

Down Syndrome & Autism

Advance pay only on ACH

California & adding states

These guys are happy to cover your clients who have either of these conditions.

They do NOT accept bi-polar clients though

Advance pay only on ACH

They only pay advance pay if your client chooses monthly ACH so if they use card or social security you will be paid as earned so use ACH draft

They also pay 6 month advance not 9 months

They pay on Fridays the following week of app approval so slight delay on pay

Tele sales

Advance pay only on ACH

For tele sales you NEED to record the entire call and upload the call that is how they do the signature

CICA Voice Signature Script

ContactsThanks,

CICA payout questions are Adam

CICA slides Application tips

CICA slides HIPPA Recording process