Contacts

 Choice Advantage Term is great for clients who are looking for the most cost-effective term coverage. Keep in mind they will need to be healthier side for that one then as well. 

UL spec sheet

UL riders part 2

UL riders available

Term Riders

 Express Underwriting advantages: • All Standard and Preferred risk classes are available,  even Preferred Elite • Faster policy issue and commission payout • Higher placement rates • Easier process for both the agent and client Who is eligible for the process? • Tele-application and E-application clients • Clients age 18 – 49 (age nearest), face amounts $50,000 – $1,000,000 • Clients age 50 – 59 

Gift of Life kids plans

Premier UL market is at 4.75% for them 

UL Specs

Valued Assure Whole life

* Covers children

* NOT a participating whole life

* Is a 20 year pay plan